Checking authentication...
Fino Paytech Limited Unlisted Shares
Fino Paytech Limited, established in 2006, is an institutional investor-driven company that operates in the financial technology sector, primarily focusing on payment solutions. The company is known for its innovative products, including biometric smart cards and end-to-end loan management systems. It has garnered significant investments from both Indian and international investors, including major stakeholders like Bharat Petroleum Corporation and ICICI Bank.
Fundamentals
Financial (In Cr)
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 19 | 18 | 1149 | 1339 |
| Cost of Material Consumed | 9 | 11 | 185 | 171 |
| Gross Margins | 52.63 | 38.89 | 83.9 | 87.23 |
| Change in Inventory | 1 | 0 | 3 | 10 |
| Employee Benefit Expenses | 7 | 4 | 171 | 184 |
| Other Expenses | 17 | 216 | 766 | 904 |
| EBITDA | -15 | -213 | 24 | 70 |
| OPM | -78.95 | -1183.33 | 2.09 | 5.23 |
| Other Income | 3 | 823 | 142 | 158 |
| Finance Cost | 2 | 1 | 54 | 86 |
| D&A | 2 | 2 | 50 | 63 |
| EBIT | -17 | -215 | -26 | 7 |
| EBIT Margins | -89.47 | -1194.44 | -2.26 | 0.52 |
| PBT | -15 | 605 | 62 | 80 |
| PBT Margins | -78.95 | 3361.11 | 5.4 | 5.97 |
| Tax (2021) | 1 | 82 | 12 | -1 |
| PAT | -16 | 523 | 50 | 81 |
| NPM | -84.21 | 2905.56 | 4.35 | 6.05 |
| EPS | -1.61 | 47.81 | 4.79 | 7.75 |
| Financial Ratios | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Operating Profit Margin | -78.95 | -1183.33 | 2.09 | 5.23 |
| Net Profit Margin | -84.21 | 2905.56 | 4.35 | 6.05 |
| Earning Per Share (Diluted) | -1.61 | 47.81 | 4.79 | 7.75 |
Shareholding Pattern
| Shareholding Pattern | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Individuals | 0.2861 | 0.2681 | 0.2681 | 0.2677 |
| Corporated Listed | 0.114 | 0.1038 | 0.1038 | 0.1036 |
| Corporated Unlisted | 0.0756 | 0.0909 | 0.0909 | 0.0907 |
| Financial Institutions/Banks | 0.075 | 0.0688 | 0.0688 | 0.0687 |
| Insurance Companies | 0.0661 | 0.0683 | 0.0683 | 0.0682 |
| Venture Capital Fund/AIFs | 0.0579 | 0.0622 | 0.0573 | 0.0601 |
| Foreign Holding | 0.0532 | 0.0602 | 0.0602 | 0.0601 |
| Others | - | 0.2777 | 0.2826 | 0.2838 |
Promoters
| Promoters | Designation | Experience | Linkedin Profile |
|---|---|---|---|
| Amit Kumar Jain | Whole-time Director, COO | 25+ | (5) Amit Kumar Jain | LinkedIn |
| Ashok Kini | Non- Executive Chairman | 30+ | - |
| Dr. Apurva Joshi | Director | 10 | - |
Our blog provides insightful information about unlisted shares, offering a deeper understanding of how these assets work, their potential benefits, and the risks involved. Whether you're new to unlisted shares or looking to expand your knowledge, we cover topics such as investment strategies, valuation methods, market trends, and regulatory aspects. Stay updated with expert tips and guides to navigate the unlisted share market effectively.
